SimoCoin is the official cryptocurrency introduced in The Sims 4 Businesses and Hobbies Expansion Pack (released March 2025). This feature allows your Sims to invest in virtual cryptocurrency and earn Simoleons through mining activities. Unlike traditional money-making methods in the game, cryptocurrency mining adds a realistic financial simulation element that mirrors real-world crypto trading dynamics.
The SimoCoin system is deeply integrated with the small business mechanics, making it more than just a simple money cheat or quick cash generator. Players need to understand the requirements, risks, and rewards before diving into cryptocurrency mining.
How to Unlock SimoCoin Mining in Sims 4
Many players wonder why they cannot find the cryptocurrency option on their computer. The answer lies in the unlock requirements that are often overlooked.
Requirements to Start Mining SimoCoin:
First and most importantly, you must own The Sims 4 Businesses and Hobbies Expansion Pack. This is not a base game feature, and no mods can add it without this expansion. The SimoCoin functionality is exclusive to this pack.
Second, your Sim needs to open a small business. This can be any type of retail operation – a clothing store, bakery, bookshop, or any other business venture available in the game. The business does not need to be profitable or even open regularly, but it must exist for your Sim to access cryptocurrency features.
Third, and this is where many players get stuck, your small business must reach the fourth level of renown called Community Staple. Renown is earned by successfully operating your business, serving customers, and building a reputation in the community. This typically requires several in-game days of consistent business operation.
Once you achieve Community Staple status, you unlock the “Invest in SimoCoin” perk. Only after unlocking this perk can your Sim access cryptocurrency mining options on any computer in the game.
Step-by-Step Guide to Mining SimoCoin
After unlocking the investment perk, the actual mining process becomes straightforward but requires patience and strategic planning.
Starting Your First Mining Operation:
Have your Sim interact with any computer in their household or at community lots. Click on the computer and navigate to the business menu. You will now see the “Mine for SimoCoin” option available. Select this interaction to begin the mining process.
The mining activity takes exactly 8 hours of in-game time. During this period, your Sim will sit at the computer performing various actions that simulate cryptocurrency mining. They cannot do anything else during these 8 hours, so plan accordingly. Some players start mining before their Sim goes to bed, though the Sim will not sleep during the mining process.
After the 8-hour mining session completes, your Sim receives a random payout ranging from 100 to 3,000 Simoleons. The average payout typically falls in the 1,000-1,500 Simoleon range, though luck plays a significant role in determining exact amounts.
Understanding SimoCoin Mining Economics
The financial viability of cryptocurrency mining in Sims 4 is more nuanced than it initially appears. Many players rush into mining without calculating the actual profit margins.
Real Costs of Cryptocurrency Mining:
The in-game description mentions increased power bills from mining activities, creating concern among players about whether mining is actually profitable. Based on community testing and player reports, the base game increases your household bills by approximately 80-90 Simoleons per mining session.
This means even the minimum payout of 100 Simoleons technically results in a small profit. However, the time investment is substantial – 8 hours that your Sim could spend on other money-making activities like careers, freelancing, or active business management.
The best strategy involves mining during times when your Sim would otherwise be idle. Some players have their Sims mine overnight or during days off from work. This maximizes the passive income potential without sacrificing productive hours.
Consider that an employed Sim earning 100-200 Simoleons per hour at their job would make 800-1,600 Simoleons in the same 8-hour period. Therefore, cryptocurrency mining works best as a supplementary income source rather than a primary money-making strategy, unless you receive consistently high payouts in the 2,000-3,000 range.
Sims 4 Cryptocurrency Mods and Custom Content
The modding community has created several enhancements for the SimoCoin system, adding depth and realism to cryptocurrency gameplay that the base expansion does not provide.
Wicked Pixxel’s Money Moves Aspiration:
One of the most popular cryptocurrency-related mods comes from Wicked Pixxel on Patreon. The Money Moves aspiration creates a comprehensive financial gameplay experience centered around wealth building and investment strategies.
This custom aspiration includes a High Net Worth trait that unlocks additional social interactions and computer options. When your Sim mines for crypto or buys stocks through this mod, they receive hidden traits that affect their investment success rates. The mod adds trading mechanics and portfolio management features not present in the vanilla game.
The Money Moves aspiration is located in a custom Finance category in Create-a-Sim. Players report that this mod significantly expands the cryptocurrency experience, making it feel more like a complete investment system rather than a simple mining minigame.
Waffle’s Mix-Ins Simocoin Consequences:
For players seeking increased realism and challenge, Waffle’s Mix-Ins offers the Simocoin Consequences mod. This modification dramatically changes the economic balance of cryptocurrency mining by implementing realistic power consumption costs.
Instead of the modest 80-90 Simoleon bill increase from the base game, this mod adds random power utility costs to your bills after each mining session. The mod introduces risk-reward dynamics where you have approximately a 23% chance of seeing bills increase by a couple hundred Simoleons, a 23% chance of significantly higher costs, and various probabilities for other amounts in between.
This mod transforms cryptocurrency mining from a guaranteed profit activity into a potentially risky venture where some mining sessions could actually result in net losses. Players who enjoy realistic economic simulation appreciate this added complexity, though casual players might find it frustrating.
Installing Cryptocurrency Mods Safely:
When downloading mods from Patreon creators like Wicked Pixxel or Waffle’s Mix-Ins, always check compatibility with your current game version. The Sims 4 receives frequent updates that can break mods, especially those that modify core gameplay systems like finances.
Place downloaded mod files in your Mods folder located in Documents/Electronic Arts/The Sims 4/Mods. Enable mods and script mods in your game options. Always read the creator’s installation instructions, as some mods require additional files or have specific load order requirements.
Backup your save files before installing new mods. While cryptocurrency mods typically do not corrupt saves, it is always safer to have a backup when experimenting with custom content.
Community Staple Renown: The Key to Crypto Success
Since reaching Community Staple status is mandatory for accessing SimoCoin features, understanding how to achieve this quickly saves considerable gameplay time.
Fastest Ways to Reach Community Staple:
Focus on customer satisfaction rather than profits when starting your small business. Each successful sale and positive customer interaction contributes to your renown progress. Friendly interactions with customers, successful marketing efforts, and maintaining a clean, attractive store all accelerate renown gains.
The quality of items you sell affects customer satisfaction but does not directly impact renown speed. A small bookstore selling cheap paperbacks can reach Community Staple just as quickly as an expensive jewelry boutique, provided you serve customers efficiently.
Consider opening your business during peak foot traffic hours. More customers mean more opportunities to build renown through positive interactions. Some players recommend setting up businesses in high-traffic neighborhoods like San Myshuno or Magnolia Promenade where potential customers are abundant.
Employee management also impacts renown building. Well-trained, happy employees provide better customer service, leading to higher satisfaction rates and faster renown progression. Invest in training your staff and keeping their needs met during business hours.
SimoCoin Mining Strategies for Maximum Profit
Experienced players have developed several strategies to optimize their cryptocurrency mining returns while minimizing opportunity costs.
The Rotation Strategy:
Create a household with multiple Sims who can take turns mining cryptocurrency. While one Sim mines for 8 hours, others can work regular jobs, manage the business, or develop skills. This approach maximizes total household income by ensuring someone is always engaged in productive activities.
When the first Sim finishes mining and receives their payout, immediately start another mining session with a different household member. This creates a continuous cryptocurrency operation that generates passive income alongside other money-making activities.
The Retirement Plan:
Some players use SimoCoin mining as a “retirement job” for elder Sims who have completed their career objectives. Elder Sims can sit comfortably at home mining cryptocurrency while younger household members handle more demanding careers and business operations.
This strategy makes thematic sense and efficiently uses household members who might otherwise have limited productive activities. The 8-hour time commitment matters less for retired Sims who have few other obligations.
The Business Integration:
Position a computer in your retail business location where your Sim can mine cryptocurrency during slow business periods. When customers are sparse, use the downtime for mining sessions. This maximizes the utility of time spent at your business location.
Be cautious with this approach, as you cannot interrupt a mining session once started. If customers arrive during mining, your Sim will be unavailable to serve them, potentially hurting your business reputation. This strategy works best for businesses with predictable customer patterns or during intentionally scheduled slow periods.
Common SimoCoin Mining Problems and Solutions
Players frequently encounter issues when trying to access or successfully use the cryptocurrency mining features. Understanding common problems helps troubleshoot quickly.
“I Can’t Find the Mining Option”
If the mining option does not appear on computers, verify you have completed all unlock requirements. Check that you own the Businesses and Hobbies Expansion Pack, have opened a small business, and have reached Community Staple renown level. The game does not clearly communicate these requirements, leading to confusion.
Some players report that they achieved Community Staple but still cannot access mining options. In these cases, try closing and reopening your business, or have your Sim travel to another lot and return. Occasionally the game needs to refresh to recognize the perk unlock.
Mining Sessions Not Completing
If your Sim starts mining but the action cancels before the 8 hours complete, check for conflicting mods. Autonomy mods, needs management mods, or anything that forces Sims to prioritize certain actions can interrupt long computer sessions.
Disable autonomy for the Sim currently mining by clicking on their portrait and turning off autonomous actions. This prevents the game from pulling your Sim away from the computer for needs fulfillment or other activities.
Low Payouts Consistently
The random payout system means some players experience strings of low rewards. There is no skill or hidden mechanic that increases payout amounts – it is purely RNG (random number generation). If you consistently receive payouts under 500 Simoleons, you are experiencing bad luck rather than a bug.
Some players believe that higher-quality computers increase mining payouts, but community testing has not confirmed this correlation. The computer model appears to only affect how quickly your Sim can start the mining interaction, not the actual payout amounts.
Comparing SimoCoin to Other Money-Making Methods
To determine whether cryptocurrency mining deserves a place in your gameplay strategy, compare it against alternative income sources available in The Sims 4.
Career Income vs. Cryptocurrency Mining:
A Sim in a mid-level career typically earns between 100-300 Simoleons per hour during work shifts. Working 8 hours generates 800-2,400 Simoleons guaranteed, plus potential bonuses for good performance. This range overlaps with SimoCoin mining payouts but offers more consistency and career progression benefits.
Careers also provide paid time off, promotion bonuses, and skill-building opportunities that have long-term value. Cryptocurrency mining offers none of these additional benefits beyond the immediate Simoleon payout.
Small Business Income vs. Mining:
An efficiently managed small business can generate thousands of Simoleons per in-game day, far exceeding the potential from a single mining session. However, active business management requires constant player attention and decision-making.
SimoCoin mining shines as a passive income supplement to business operations. Run your business actively for several hours to build stock and serve customers, then switch to mining during closed hours or slow periods. This combination approach maximizes total income.
Freelance Work vs. Cryptocurrency:
Freelance careers like writing, programming, or art creation allow flexible scheduling and potentially high per-hour earnings. Skilled freelancers can earn 2,000-5,000+ Simoleons per completed project, which might take 4-8 hours of work.
Freelancing offers better income potential than cryptocurrency mining but requires active gameplay. Mining works better for players who want to step away from active management or who need their Sim to be occupied with a specific task for narrative purposes.
Advanced Cryptocurrency Gameplay Tips
Once you master basic SimoCoin mining, consider these advanced techniques to enhance your cryptocurrency experience.
The Portfolio Approach:
Track your mining results in a spreadsheet or journal to identify patterns in your payouts. While the system is random, tracking helps you calculate your actual average earnings over multiple sessions. This data-driven approach lets you make informed decisions about whether mining fits your current gameplay needs.
Some players roleplay their Sim as a cryptocurrency investor, creating backstories about their mining activities and treating payouts as investment returns. This narrative approach adds depth to what might otherwise feel like a repetitive money grind.
Multi-Business Strategy:
Open multiple small businesses across different neighborhoods to accelerate renown gains and unlock multiple Sims for cryptocurrency access. Each business builds renown independently, so you can potentially get multiple household members to Community Staple faster by running several businesses simultaneously.
This strategy requires significant time investment but creates a household of cryptocurrency miners who can generate substantial passive income when properly scheduled.
The Seasonal Approach:
Some players only engage with cryptocurrency mining during specific seasons or life stages in their Sim’s story. For example, a young adult Sim might mine cryptocurrency to build savings for a home purchase, then stop once that goal is achieved.
This goal-oriented approach prevents mining from becoming a boring grind and integrates it naturally into your Sim’s life narrative. It also prevents over-reliance on a single income source, maintaining gameplay variety.
The Future of Cryptocurrency in The Sims 4
With the Businesses and Hobbies Expansion Pack being relatively new (March 2025), the cryptocurrency features may receive updates or expansions in future game patches.
Potential Updates and Improvements:
Players have requested additional cryptocurrency features such as trading interfaces where Sims can buy and sell SimoCoin at fluctuating prices rather than only mining. A stock market-style system where SimoCoin values rise and fall would add strategic depth to the investment mechanics.
Some community members hope for cryptocurrency exchange lots where Sims can gather to discuss investments, similar to how the festival lots work in other expansion packs. This social element would transform cryptocurrency from a solitary computer activity into a community experience.
The modding community continues to expand cryptocurrency gameplay beyond what the official expansion provides. As more creators release mods, the cryptocurrency experience will likely evolve significantly, offering players diverse ways to engage with virtual finance.
Is SimoCoin Mining Worth Your Time?
After examining all aspects of the cryptocurrency system in The Sims 4, the value of SimoCoin mining depends entirely on your gameplay style and objectives.
When Cryptocurrency Mining Makes Sense:
Mining works well for players who enjoy passive income streams and want their Sims engaged in productive activities during times when they would otherwise be idle. If you play with autonomy off and prefer directing every Sim action, mining provides a legitimate 8-hour activity that requires no additional input.
The feature adds realism for players creating business tycoon or investment-focused Sims. If you are roleplaying a financially-minded character, cryptocurrency mining fits naturally into their routine alongside other wealth-building activities.
For players who own the Businesses and Hobbies pack and have already achieved Community Staple status, there is no reason not to occasionally mine cryptocurrency. The minimal effort required makes it worthwhile for the occasional windfall, even if you do not rely on it as a primary income source.
When to Skip Cryptocurrency:
If you do not own the Businesses and Hobbies Expansion Pack, purchasing it solely for cryptocurrency mining is not economically justified. The pack offers other features like enhanced retail management and hobby activities that should be the primary purchase motivations.
Players who prefer active gameplay and fast-paced money-making methods will find cryptocurrency mining too slow and passive. The 8-hour commitment yields less than what you could earn actively playing the game and managing other income sources.
If you use money cheats or are not concerned with earning Simoleons through legitimate gameplay, the entire cryptocurrency system becomes irrelevant. Focus your attention on other expansion pack features that provide more direct entertainment value.
Conclusion: Making SimoCoin Work for Your Sims
The cryptocurrency system in The Sims 4 represents an interesting addition to the game’s economy simulation. While not revolutionary, it provides another tool in the Simoleon-earning toolbox for players who appreciate diverse income strategies.
Success with SimoCoin mining comes from understanding the unlock requirements, calculating the real profit margins, and integrating mining into a broader financial strategy rather than relying on it exclusively. The feature works best as a supplementary income source that complements active careers, business management, and other money-making activities.
For players interested in expanding the cryptocurrency experience, mods like Wicked Pixxel’s Money Moves aspiration and Waffle’s Mix-Ins Simocoin Consequences offer enhanced realism and deeper financial simulation. These community creations transform the simple mining mechanic into a more comprehensive investment system.
Whether you choose to embrace cryptocurrency mining or ignore it entirely, understanding how the system works empowers you to make informed decisions about your Sim’s financial future. The flexibility to engage with the feature on your own terms represents the best aspect of The Sims 4’s approach to cryptocurrency gameplay.
Quick Reference Guide
Unlock Requirements:
- Own Businesses and Hobbies Expansion Pack
- Open a small business
- Reach Community Staple (4th renown level)
- Unlock “Invest in SimoCoin” perk
Mining Details:
- Duration: 8 hours per session
- Payout: 100-3,000 Simoleons (average 1,000-1,500)
- Bill increase: 80-90 Simoleons (base game)
- Net profit: 10-2,920 Simoleons per session
Recommended Mods:
- Wicked Pixxel’s Money Moves Aspiration (adds trading features)
- Waffle’s Mix-Ins Simocoin Consequences (adds realistic power costs)
Best Strategies:
- Mine during Sim’s idle time
- Rotate multiple household members
- Combine with active business management
- Use for elder Sim “retirement jobs”
